If you've managed to keep your credit score up and can prove your income, you're likely to get the best deals. Cutting your asking price a little at a time may seem less painful, but in the end it could sabotage your sale price. Many who invested in real estate during the boom have gone bust, but flipping is still a profitable, if risky, business. If so, you're not alone. Three financial planners help one family decide how to handle their shrinking equity.